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Privacy Policy
Pennstar Federal Credit Union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with Pennstar Federal Credit Union. As a member of Pennstar Federal Credit Union, you also have a responsibility to safeguard your financial information.
To ensure that you can rely upon the quality of products and services we make available, Pennstar Federal Credit Union stands behind the following privacy policy:
| FACTS | AT DOES PENNSTAR FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? | ||
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | ||
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our member, we continue to share your information as described in this notice. | ||
| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Pennstar Federal Credit Union chooses to share; and whether you can limit this sharing. | ||
| Reasons we can share your personal information | Does Pennstar Federal Credit Union share? | Can you limit this sharing? | ||
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond lo court orders and legal investigations or to report to credit bureaus |
Yes | No | ||
| For our marketing purposes - to offer our products and services to you |
Yes | No | ||
| For joint marketing with other financial companies | Yes | No | ||
| For our affiliates' everyday business purposes - information about your transactions and experiences |
No | We don't share | ||
| For our affiliates' everyday business purposes - information about your creditworthiness |
No | We don't share | ||
| For nonaffiliates to market to you | No | We don't share | ||
| Questions? | Call (724) 981-2973 | |||
| What we do | ||||
| How does Pennstar Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. | |||
| How does Pennstar Federal Credit Union collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies |
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| Why can't I limit all sharing? | Federal law gives you the right to limit only
State law and individual companies may give you additional rights to limit sharing |
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| Definitions | ||||
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Pennstar Federal Credit Union has no affiliates. | |||
| Non- Affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Pennstar Federal Credit Union does not share with our non-affiliates so they can market to you. |
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| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT. |
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